19 Ways to Teach Kids How to Save Money Responsibly at Any Age

“Teaching our kids to save sounds so obvious, yet if we looked in the mirror so many of us are guilty of not being able to save ourselves. One of the best ways to teach your kids is simply to set a good example. Parents who perpetually live in debt raise the risk of having kids who are comfortable with that lifestyle.”
Teaching Kids Save Money

According to a MarketWatch report, children between the ages of 4 and 14 received an average annual allowance of $471 in 2018. That’s about $9 per week, which isn’t a bad take for kids too young to join the workforce.

The report, on a study by chore-tracking app RoosterMoney, had even better news: Nearly half (42%) of children who receive an allowance save some of it. Although kids clearly don’t have the same financial obligations as their parents, that nevertheless bodes well for the next generation’s financial fitness…

 

Read more: https://www.moneycrashers.com/teaching-kids-save-money/

Ways You Can Plumb Your Own Home

Plumbing maintenance is one of the biggest responsibilities of home ownership. The reality is that plumbing can require urgent attention at times, and repairs can be quite expensive. The following article offers some helpful tips on fixing and maintaining your plumbing at home.

If you possess pipes that are alive with the sound of squeaking or hammering, you have an issue that is easily corrected. If pipes are exposed, you must anchor them. Get a professional to anchor any hidden pipes if you do not wish to do some work in your floors or walls by yourself.

Avoiding frozen pies is easy if you ensure no area of your house ever falls below freezing and that any pipes which are exposed to such temperatures are protected with insulation. The pipes may freeze if the surrounding temperature drops below freezing. In the very least, you could lose running water inside while waiting for the pipes to unfreeze. However, your pipes can explode, as well – making a huge plumbing bill.

If you have pipes that make hammering and squeaking noises, you have one easy repair. Exposed pipes need to be anchored. If these pipes are located in the floors, ceiling or walls, you are probably best calling a profession plumber to take over the project.

TIP! Don’t give a plumber the total bill payment upfront; pay them only when they have finished the job. There might be a down payment required, but you do not give him the total cost before he is finished.

Never put your hands in your garbage disposal to fix a problem. Garbage disposals always pose a possible threat, even when powered off or non-working all together. Hire a professional, or at least find your owner’s manual to look at a diagram of the disposal. Many owner’s manuals are available online, and may even contain interactive troubleshooters.

Pour baking soda and vinegar down your bathtub drain every month. Plug the opening or cover it with a cloth while the chemical reaction takes place. After a few minutes,just flush the drain out with water that has reached a boiling point. This method should clear your pipes of accumulated hair and soap scum.

If you are using a slower head, see to it that you replace it with one that has good quality. People try to save money by buying the least expensive shower head that is out there. While it may be cheap, chances are you will have to replace it sooner, as it’s more likely to break sooner.

Get to know the tools and how they are used for the most success in plumbing. Study before any do it yourself project by reading any relevant manuals, going online and even making trips to your local public library. Before undertaking repairs on your own, you should have a plan; otherwise, a mistake could make repairs even more costly.

TIP! Avoid placing fat, grease, and other oils into your drain. When they cool, they’ll harden and clog your drain.

Good management and prevention can help you save money on plumbing. Drain clogs can be expensive and are actually a major repair, one of the most common ones, too. Drains are frequently clogged by hair. Stop the clog by covering your drains with screens to keep hair from going into the pipes. Taking the hair off of the screen and disposing of it is cheaper and easier than removing it from the pipes.

An expensive plumbing issue to pay for repairs is when your pipes freeze. Fortunately, frozen pipes are easy to prevent. Pipes in crawlspaces or outside your home should be thoroughly insulated. When it is cold outside make sure you bring in your hoses or at least drain them. This will help to save you money on plumbing bills.

You can research a plumber online, even if you did not choose them. If your insurance provider has set up the appointment, check the company website to see customer reviews and feedback. This allows you to have some information before they arrive.

If your house uses well water and you start to see orange or pink stains in your tub and other water fixtures, you have too much iron in your water. Water softener can help this problem, and you can buy that at a store. Alternatively, you can hire someone to handle it.

TIP! Keep your garbage disposal clean to make sure it lasts for awhile. By regularly using a mixture of dish soap, cherry pits and citrus rinds, you can ensure that your disposal runs smoothly and smells as fresh as one that is brand new.

Always check for leaks in and around your toilets. An easy way to determine this is to add a couple drops of food coloring into the toilet tank. Keep your eye on the toilet bowl; if you notice colored water, you can safely assume that you are dealing with a leak.

When it gets cold out, ensure that your faucets outside aren’t dripping or leaking. If there is any leaking or dripping, this needs to be fixed before the temperature falls below freezing. Frozen water will back up in your pipes and crack them, whether they are PVC, copper, or even steel. Even the most minute crack can cause a big enough leak to create flooding or water damage and mold in your home.

Check professional listings to find a good plumbing contractor. This will allow you to be sure that they are properly licensed and that they have not received a ton of complaints from previous clients. If their license is questionable or expired, you won’t want to hire them to do work for you.

Schedule all your plumbing work at the same time. You might want to call every time you need a tiny issue fixed with your plumbing, but if you know the system is bad, if you just call once, you can start saving for the major repair before you call. Most plumbers have an hourly rate and a flat rate for the trip: asking a plumber to fix multiple problems in one trip is cheaper than calling them more than once.

TIP! One costly plumbing repair is frozen pipes. This problem is easily avoided.

Assess the actual hot water needs for your family and use this information to increase the functioning of water heaters. Having an idea as to how much water is being used by each appliance and people in your home will let you decide on the best size for your hot water tank.

Tankless water heaters can be great and eco-friendly investments. Unlike a conventional water heater, these do not store any water, and heat up the water only as it is needed. This reduces the amount of energy they use, since water is only heated when it is called for.

If your home has copper pipes, when you are running hot water, they will tend to expand a little. This can cause the pipe to press against the hangers it sits in, damaging the pipes. To avoid damaging your pipes, layer the ends of the pipe with tape to ensure that they will stay securely connected to the hanger.

Correct low water pressure problems caused by sediment buildup by cleaning the aerator. Remove the aerator, take it apart, and clean with a small brush dipped in vinegar. After the aerator is thoroughly cleaned, rinse it under clear water, put it back together, and attach it to your faucet again. This should remove any obstructions that were in the aerator, thereby improving your water pressure.

TIP! Don’t use drain cleaners constantly. The chemicals that these cleaners are made up of are corrosive, and will damage the pipes in your house if you overuse them.

This article should have shown you all the tips and tricks you need to start repairing your plumbing by yourself. Practice the tips you read about. Learning how to deal with your plumbing system saves you time and money since you can take care of most maintenance and emergencies without the aid of a plumber.